How It Works
The whole application process is rather easy and doesn’t consume much time. You can find a loan request form here on our website and our team will do our best to try and connect you with the best lenders. Find out more about the loan-matching process!
1. Submit Your Loan Request Online
We offer a short application form online that should be submitted with the borrower’s personal data as well as banking details. You also need to mention the amount of money you want to obtain.
2. Get Matched with the Best Lenders
After the loan request form was submitted, our managers will try to make your application connected with our database of lenders. Those creditors who are ready to give out a loan will contact you and ask to sign a loan agreement online.
3. Receive Money
Once the borrower signs the contract, the cash can be transferred to their account as soon as the next business day.
How Much Money Can I Obtain?
Depending on your current financial needs, you have the right to ask for any sum from £100 to £5000. The money can be obtained in the form of installment or payday loans. Installment loans can be repaid within 36 months. The repayment schedule usually depends on the loan type so you can discuss it with your creditor.
Do I Qualify?
There are certain criteria for potential borrowers. Generally, in order to be eligible for a payday or installment loan, you need to have UK citizenship, be over 18 years old, and provide proof of having stable employment or source of income.
Can I Get Rejected?
Pay attention that Find Lender is not a direct lender. We only match your application with our network of creditors so it’s their choice to approve or reject a loan request. We can’t guarantee that every borrower with poor credit history will be approved for a loan with low interest rates.
Consumers usually receive several responses from various creditors and can select the most suitable option. If you aren’t satisfied with the loan conditions, you don’t have to sign the agreement. Probably, improving your credit score will help you boost your chances of getting the lowest rates in the future. If approved, the loan can be repaid within a period of 1 to 36 months depending on the loan terms and the repayment schedule.