Responsible Broking Policy

At findlender.uk, we strive to ensure responsive, transparent customer service and an enjoyable application experience. As a broker, we have instituted policies designed to clarify the lending process and direct customers to the appropriate authority when questions or concerns arise.

Collection Policies

findlender.uk does not engage in collection practices. Your lender will contact you by e-mail, telephone, or regular post to describe and arrange your payment schedule. Please contact your lender to discuss their collection process, as lender collection policies vary.

Late Payment

If you feel you will be unable to make a timely loan repayment, please contact your lender directly. The lender might be able to extend or renew your loan in accordance with the original loan terms. Late payment terms and options vary by lender. Please note that late payments might cause you to incur additional fees or interest, and might also have a negative impact on your credit.

Non Payment

If you are unable to make your payments on time, your lender may begin the collection process in accordance with the loan terms. Often, your lender will contact you to arrange for an alternative repayment schedule, which may result in additional fees or interest. Lenders may additionally initiate legal proceedings to effectuate repayment. Consider contacting your lender before you miss a payment to learn more about their collection policy and discuss your repayment options.

Renewals

If you wish to renew, or roll over, an existing loan, please contact your lender directly before your payment is due. Although some lenders may offer you a loan renewal on the same terms as your original loan, each lender’s renewal policy is different, and renewals might incur additional fees or interest. Under certain circumstances, renewals may be automatic. Please weigh the decision to renew an existing loan heavily, and consider consulting with independent financial counsel before renewing your loan.

Disclaimer: The proceeding is general advice only, and is not intended to address your specific financial situation. Please consider retaining independent financial counsel to discuss your individual needs.

Representative 1192% APR (variable): Rates from 48.9% APR to max 1304% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 18 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed).
findlender.uk is a registered trading name of TdotUK Limited, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 688026. TdotUK Limited is registered in England and Wales (Company number 09225672), with a registered office located at Platinum House, Suite 5, 23 Hinton Rd, Bournemouth BH1 2EF. Licensed by the Information Commissioner’s Office under registration number: ZA128431.
© 2017 findlender.uk. All rights reserved.
WARNING: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
FindLender.uk is a broker, not a lender, and does not make credit decisions.